International Student Resources
| HEALTH SERVICES |
| COMMUNICATION |
| CONVERSION REFERENCES |
| TRANSPORTATION |
| MONEY MANAGEMENT |
| HOLIDAYS AND TRADITIONS |
| RELIGIOUS GROUPS AND CHURCHES |
|
I-PEERS (A student group that assist incoming international students, recent US immigrants, and US citizens living abroad adjust to the culture and educational system here at Willaims) INTERNATIONAL STUDENT HANDBOOK 2008-2009 - downloadable PDF Version |
Adjusting to Williams and Life in the U.S. |
International Students |
Legal Information for International Students |
IMPORTANT TRAVEL AND ARRIVAL INFORMATION
FOR INCOMING FIRST-YEAR STUDENTS
- You should arrange your flight through Teresa, at teresa@travelstoreinc.com, to Albany , NY airport on August 29, 2009. If you have decided to book your own travel into Albany , NY , please inform us of your arrival information (time, carrier, and flight number). There will be representatives from Williams College at the airport, and free shuttles to the campus, which is approximately 50 minutes away from the Albany airport.
- Sheets and bed linens will be provided through a generous grant from the college, and they will be in your dorm rooms upon your arrival. The following items are included:
- 2 extra-long fitted sheets
- 2 extra-long fla t sheets
- 2 standard pillow cases
- 1 extra-fluffy machine washable pillow
- 1 extra-long reversible comforter
- 1 extra-long quilted mattress pad
- 2 all cotton bath towels, 27” x 50”
- 2 matching cotton hand towels
- 2 matching cotton wash cloths
USEFUL WEB PAGES
The Williams College Honor System
Williams Students Online - information on weather, dining hall menus, campus announcements, campus and Williamstown-area phone directories. Also contains student webpages, the Online Facebook, JOSE, and the Housing Plans.
Information Technology - help pages and software downloads.
Multicultural Center
Office of Career Counseling (OCC)
The Dean’s Office
Academic Resource Center - Peer Tutors, Writing Workshop, Math and Science Resource Center, Study Skills
Special Academic Programs
Williams College Library - library hours and information, electronic databases, the library catalog.
College-Wide Message Service - campus announcement system for events and important notices.
The College Council - student government
WCFM - student radio station
Williams Outing Club
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VACATIONS
Storage - Places to Stay during Major College Holidays
All student residences, including co-ops, are closed during Winter Break. Students must vacate their rooms by noon of the day following final examinations. During Spring Break limited housing is available in Mission Park, Greylock, and co-ops. At the end of the Spring Semester, students must leave their rooms by noon of the day following the last day of final examinations. Seniors will leave after Commencement. A $50.00 fine is imposed for each day a student remains in his or her room beyond deadlines.
During summer, a student can stay on campus only if he/she is working for a particular department. There are limited opportunities for summer work for first-year students. Research assistants usually enjoy free housing. Students working for Buildings and Grounds, Admissions and other offices are normally required to pay $35 per week. The purchase of a meal plan (ranging from $25 to $100 per week) is compulsory in either case.
Storage
Financial aid recipients going abroad were allowed to place a maximum of 3 boxes in the Center for Development Economics (CDE), in the Goatroom. There are also several independent storage companies in the area that you might need to contact. The lowest rate is $5 per box per month. The College will most probably send all relevant information before summer holidays. Here is the list of companies:
Connors BROS
370 Cole Avenue
Williamstown, MA 01267
Tel: (413) 458-8141
Delftree Self Storage & Warehousing
234 Union Street
North Adams, MA 01247
Tel: (413) 664-4907
Mullen Moving & Storage
71 Grove Street
Adams, MA 01220
Tel: (413) 458-2580
Adams Heated Self Storage
15-25 Park Street
Adams, MA 01220
Tel: (413) 743-5277
Places to Stay during Major College Holidays
You should anticipate major college holidays and plan accordingly. Arrangements can be made through family members living in the States, friends and their families, etc., for a place to stay during these periods. If arrangements cannot be made this way, then the Housing Office should be able to accommodate you.
Information will be sent to international students about Christmas International House, which is an organization that provides an opportunity for international students to gather for fellowship and reunion for two weeks during the Christmas holidays.
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STUDENT SERVICES
AND RESOURCES
Peer Tutoring
Writing Workshop
Career Counseling
Career Counseling
Activities of the Career Counseling Office include counseling students and alumni on all options which are available to them. The staff works with various academic departments and alumni to develop and implement meaningful programs which will orient students to options in careers and further education. They also work with a variety of organizations to develop full-time and summer jobs/internships. In addition, on-campus interviews are scheduled for seniors with graduate and professional schools, and a range of business, non-profit, government, and education oriented employers. Special workshops develop skills in resume writing, interviewing techniques and the job-hunting process, and also inform students about specific career choices. An extensive resource library contains career-related materials and information on job vacancies, graduate schools, fellowships and scholarships. The Office of Career Counseling (OCC) is open year-round. Further information is available from OCC.
Web: www.williams.edu/resources/occ
“You are at Williams. Do not worry. You will get a job after graduation.”
(Abid Shah '02, Pakistan)
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HEALTH SERVICES
Health Insurance - Thomson Health Center - Infirmary
Psychological Counseling Service - Exercising and Eating Right - Peer Health Services
Health Insurance
Medical care is an extremely important (and expensive) aspect of your life in the States! The U.S. does not have a national health plan, and the government is not a major provider of medical care. Arranging and paying for medical care is your responsibility. The best way to meet this responsibility is to obtain comprehensive health-insurance coverage to protect you and your family from exorbitant costs.
Williams College offers student health insurance. The Koster Insurance Agency services the plan offered at Williams. For general information on benefits, on how to enroll, or services issues, contact Koster Agency at (800) 457-5599, e-mail Studentcare@kosterins.com or visit their website at www.kosterins.com.
The Health Center is available to all students of Williams College regardless of their insurance.
Thompson Health Center
If you need any sort of medical care, do not hesitate to use the health services facilities on campus. Unless you have a real emergency, such as uncontrolled bleeding or a broken bone, do not go to the hospital emergency room for treatment. Emergency rooms are very expensive and, if your condition is not life threatening, you may have to wait a long time for care.
Thompson Health Center provides care for common illnesses and injuries. Medical care providers are available for consultation every day at regular hours, and nurses are on duty until 9 pm on weekdays, and and from 1 to 8 pm on the weekend. Prevention is a primary concern and students are encouraged to bring even minor health concerns to the Center. No charges are made for most treatment and medicines provided by the Health Center.
If you believe you have mono (mononucleosis virus, which is quite common), don’t panic! Just go to the Health Center and ask for a blood test to confirm or disprove your suspicion. Symptoms of mono are: extreme tiredness (fatigue), swollen lymph glands (in the neck area), sore muscles, inability to concentrate, need to sleep a lot. You might not have all these symptoms, but fatigue is always present!
Several special services are provided at the Health Center, such as orthopedic and gynecological clinics; however, dental and ophtalmological services are not provided. It is suggested that these concerns be addressed while at home or by finding a qualified professional in the area to perform these services. Inquire at the Thompson Health Center for a referral or check the Yellow Pages of the local telephone directory for available services. There are also some optometrists listed in the Student Handbook.
If you plan to be on campus during breaks and summer vacation, it would also be advisable to inquire at the Thompson Health Center for referrals or advice regarding any anticipated needs during these periods.
Infirmary
Inpatient services are available 8:30 am – 9:00 pm, Monday-Friday, and 1:00 – 8:00 pm Saturday and Sunday.
Psychological Counseling Service
International students often hesitate to consult professionals about mental-health problems. It is not uncommon in the United States, however, for students or other individuals to seek help. As an international student, far from home and without your family and close friends, you may find it helpful to consult a mental-health professional when dealing with issues of adjustment, depression, or strain. The process is completely confidential, free of charge and available through the Thompson Health Center at x2353 between 9 a.m.-4:00 p.m.
Exercising and Eating Right
An important part of staying healthy is eating a nutritious and balanced diet. Finding the right foods in a new country may be difficult. It may help to find some traditional foods from home, especially when you first arrive. The International Student Club on campus may be able to give you some suggestions on where to shop. If you have special dietary requirements, the campus dining services may be able to accommodate you. Be sure to check with the dining service director about your requirements if you do not readily find the foods you need.
"Bring some food from home, especially if it’s non-perishable. Just keep it in your fridge or in your drawer and eat it slowly, bit by bit, when you feel nostalgic about your native food." (Federico Sosa ’04, Paraguay)
“Our biggest problem was the food. It is different, bland, and does tend to get tiring after a while. The great thing about Williams is the number of social clubs that exist primarily for the purpose of eating and eating well. Do join them. This place is wonderful in terms of providing special dinners every other weekend. Also, part of the latest innovations on campus has been the introduction of international dinners in Dodd, the classiest of the five dining halls on campus.” (Shenil Saya ’02, Pakistan)
Don’t forget that exercising regularly is the key to better health, less stress, more energy and improved academic performance! Staying healthy in a new environment, with all the differences in climate, food, and language, is a great challenge.
Peer Health Services
Peer Health counselors are trained to discuss a wide range of health-related issues including sexuality, contraception, pregnancy options, sexually transmitted diseases, alcohol and drug abuse, peer pressure, stress, and eating disorders. Peer Health can provide the names and phone numbers of counselors who are available for counseling at all hours in addition to the call-in/walk-in Clinic hours. Designated female counselors also perform anonymous pregnancy testing and gynecological exam education in conjunction with the Health Center. All services provided by Peer Health counselors are confidential.
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COMMUNICATION
Mail Service - Telephone Service
Mail Service
The United States Postal Service (USPS) is the main provider of mail service in the United States. Other services include United Parcel Service (UPS), Federal Express (FedEx), and DHL Worldwide Express (DHL). Unlike postal service in many countries, the USPS does not offer long-distance telephone service or savings accounts.
There are 4 mailrooms on campus. Each student is assigned a Student Union (SU) Box upon admission, and the student will keep that SU Box number for all four years, but the building in which the mailbox is located may change each year. The mailroom staff distributes incoming mail on a daily basis, Monday through Friday. The staff is also responsible for disbursing “campus mail” to SU Boxes.
All incoming student mail should be addressed to:
Use your S.U. Box number but
Omit the words S. U. Box.
Your Name
Building _
_ _ _ _ Paresky Center
Williams College
Williamstown, MA 01267
You should not send cash through the mail, but otherwise you can be fairly sure that your letter or package will be delivered safely. You can insure your package at the post office.
Telephone Service
Telephone service is provided by local and long-distance telephone companies. Local telephone companies provide local or regional telecommunication services.
Since you will live on campus, local telephone service will be provided by Williams College, but you will have the opportunity to choose a long-distance company based on your own needs. Long-distance companies offer different calling plans and savings options. If you share long-distance service with roommates, make sure everyone understands how the bill is to be paid.
Detailed instructions for using public telephones (usually referred to as “pay phones”) can usually be found in the telephone booth. Many pay phones still require a coin for local calls, but most now allow you to make local and long-distance calls without coins, using a credit card or any of a wide variety of “calling cards.” You can make long-distance calls from any pay phone in the United States.
"Upon arrival to Williamstown you will have two options of making long-distance calls. The service that the college provides and long-distance cards that you can buy in the mailroom. Never ever, nunca, use College long-distance call service. It is ‘armed robbery’ as we call it back home. The fees are ridiculously high. Someone told me this at the beginning of the year, but I didn’t listen and received one of the highest phone bills in my life! So if you want to try it, go ahead, but don't say that I didn’t warn you." (Federico ’04, Paraguay)
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CONVERSION REFERENCES
Clothing - Weights and Measures: Abbreviations and Symbols
Weights and Measures: Metric to U.S. Standard Conversion - Temperature
Clothing
Women’s Clothing
| Japanese | 7 | 9 | 11 | 13 | 15 | 17 | 19 |
| American | 8 | 10 | 12 | 14 | 16 | 18 | 20 |
| British | 30 | 32 | 34 | 36 | 38 | 40 | 42 |
| Continental | 36 | 38 | 40 | 42 | 44 | 46 | 48 |
Men's Suits, Overcoats & Sweaters
| Japanese | 36 | 37 | 38 | 39 | 40 | 41 | 42 | |
| American | 14 | 14.5 | 15 | 15.5 | 15.5 | 16 | 16.5 | 17 |
| British | 14 | 14.5 | 15 | 15.5 | 15.5 | 16 | 16.5 | 17 |
| Continental | 36 | 37 | 38 | 39 | 40 | 41 | 42 |
Women's Shoes
| Japanese | 23 | 23.5 | 24 | 24.5 | 25 | 25.5 | 26 |
| American | 6 | 6.5 | 7 | 7.5 | 8 | 8.5 | 9 |
| British | 4.5 | 5 | 5.5 | 6 | 6.5 | 7 | 7.5 |
| Continental | 36 | 37 | 38 | 38 | 38 | 39 | 40 |
Men's Shoes
| Japanese | 24.5 | 26 | 27.5 | 28 | 29 | ||
| American | 5.5 | 6.5 | 7.5 | 8.5 | 9.5 | 10.5 | 11.5 |
| British | 5 | 6 | 7 | 8 | 9 | 10 | 11 |
| Continental | 39 | 40 | 41 | 42 | 43 | 44 | 45 |
Stockings
| USA & British | 8 | 8.5 | 9 | 9.5 | 10 | 10.5 | 11 |
| Continental | 0 | 1 | 2 | 3 | 4 | 5 | 6 |
Many European countries also use the same as USA
Blouses, Sweaters, Slips
| USA & British | 30 | 32 | 34 | 36 | 38 | 40 |
| Continental | 38 | 40 | 42 | 44 | 46 | 48 |
Americans often use the sizes Small, Medium, Large, and Extra Large. As a general rule,for women: S = size less than 12; M = sizes 12, 14, 16; L = size 18 and up.
Weights and Measures: Abbreviations and Symbols
| Length | Weight | ||
| cm | centimeter | g | gram |
| ft | foot | kg | kilogram |
| in | inch | mcg | microgram |
| m | meter | mg | milligram |
| mm | millimeter | oz | ounce |
| lb | pound |
| Capacity | |
| c | cup |
| g | gallon |
| l | liter |
| ml | milliliter |
| pt | pint |
| qt | quart |
| tbsp | tablespoon |
| tsp | teaspoon |
| bu | bushel |
| cc | cubic centimeter |
Weights and Measures: Metric to U.S. Standard Conversion
| Metric | U.S. Standard |
| 1 liter | 33.8 ounces or 1.06 quarts |
| 1 gram | 0.0353 ounces |
| 30 grams | 1 ounce |
| 500 grams | 1.1 pounds |
| 1 kilo | 2.2 pounds |
| 2.54 centimeters | 1 inch |
| 1 meter | 3.28 feet |
| 1 meter | 1.094 yards |
| 1 hectare | 2.471 acres |
| 1609.3 meters | 1 mile |
| Mileage Conversions |
| Kilometers | Miles |
| 1 | 0.6 or 5/8 |
| 5 | 3.1 |
| 10 | 6.2 |
| 40 | 25 |
| 100 | 62.5 |
| Volume Conversions |
| 1 bushel | 8 gallons |
| 1 gallon | 4 quarts |
| 1 quart | 2 pints |
| 1 pint | 2 cups |
| 1 cup | 8 fluid ounces |
Temperature
While most of the world uses Centigrade (or Celsius) to measure the weather, in America Fahrenheit is used. To convert Centigrade to Fahrenheit, you must multiply the Centigrade by 1.8 (or 9/5) and add 32. To convert Fahrenheit to Centigrade, you subtract 32 from the Fahrenheit and divide by 1.8 (or multiply 5/9). Fahrenheit will be abbreviated as F, Centigrade will be abbreviated as C. Most thermometers will give you both measurements, but assume that any time someone gives you the temperature, they're working in Fahrenheit.
To guess temperatures quickly, memorize the benchmarks, and then use the approximation 1 degree Centigrade = 2 degrees Fahrenheit.
For example, for 80 F, 30 C = 86 F, so 80 F~27 C
Here are some temperatures to use as a guide:
| Centigrade | Fahrenheit |
| -18 | 0 |
| 0 | 32 (freezing point of water) |
| 5 | 41 |
| 10 | 50 |
| 15 | 59 |
| 20 | 68 |
| 25 | 77 |
| 30 | 86 |
| 36.9 | 98.6 (body temperature) |
| 100 | 212 (boiling point of water) |
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TRANSPORTATION
Airports
Air Service
Bus Service
Taxi Service
Trains
Travel Agencies
Car Rental
Automobile Information
International Driver's License
Obtaining a Massachusetts Driver's License
Driving while intoxicated
“Being able to leave the college may be vital to feeling better. Williams is extremely isolated so you better learn where and when you can just catch the bus and go to Boston for example. Unfortunately, there aren’t as many buses as I expected but the few that Williams Inn provides are enough.” (Nukte Tuncok ’03, Turkey)
“Williamstown is pretty far out in the ‘wilderness’, so don't expect a lot of city lights and nightlife. While there are a few places to go--that is, very few, and limiting--creativity and commitment to other forms of fun will be your best bet of enjoying the Williams experience. Some excursions to cities like New York or Boston might help too.”
(Vasko ’03, Bulgaria)
Airports
There are no commercially scheduled flights into or out of the Berkshires, but major airlines serve the nearest major airport in Albany, NY (www.albanyairport.com), about an hour away by car. Other airports:
•Bradley International Airport in Hartford, CT (slightly over 2 hours away by car)
•Logan International Airport in Boston, MA (about 3 hours away by car)
•Laguardia or JFK International Airport in NY (about 3,5 to 4 hours by car)
If you need to find transportation to the Berkshires from one of the major airports, local transportation services are as follows:
Air Service
Great Barrington
Berkshire Aviation Enterprises (413) 528-1010
North Adams
Esposito Flying Services (413) 663-3330
at Harriman Airport
Pittsfield
Pittsfield Aviation Enterprises (413) 499-3548
Pittsifeld Municipal Airport (413) 443-6700
Bus Service
Bonanza Bus Service (800) 556-3815
Peter Pan Bus Service (800) 343-9999
Service from Williams Inn (413) 458-9371
Pittsfield, MA terminal (413) 442-4451
Bennington, VT depot (802) 442-4808
Taxi Service
Vets Taxi/Norm's Limo Services (413) 663-8300
North Adams, MA
American Cab Company (413) 662-2000
North Adams, MA
Airport Limousine Service (518) 869-2258
Albany, NY
Several independent taxi services, including the one in North Adams, provide transportation from Williamstown to Albany or Hartford and back.
Trains
Amtrak (800) 872-7245
Rensselaer, NY
Travel Agencies
Berkshire World Travel (413) 663-7646
59 Main Street, North Adams
Liberty Travel (413) 443-5667
Berkshire Mall, Lanesborough
The Travel Store (413) 458-5786
105 Spring Street, Williamstown
Car Rental
Alcaro Rent-A-Car (413) 458-1620
384 Main Street, Williamstown
Enterprise Rent-A-Car (413) 664-7620
303 State Street, North Adams
West End Auto Body & Glass (800) 458-9099
362 State Rd., North Adams
Rent-A-Wreck (413) 664-1000
362 State Rd, North Adams
Rental cars are available at all major airports.
Automobile Information
If you are interested in purchasing a vehicle, you may consult the local newspaper's classified section for new or used cars and dealerships. You may also check the local telephone directory under "Automobile Dealers." If you consider purchasing a used car, it would be wise to have a mechanic look at it before you purchase it. You can see what students on campus are selling at www.ephxchange.com.
If you buy a car in MA, it must be registered through the Registry of Motor Vehicles (www.mass.gov/rmv/ ), located on Curran Memorial Highway in North Adams. At the Registry you can obtain the Driver's License Manual, published by the state and available free of charge, which will give you full information on the procedures of the registration process. You will also be required by state law to insure your vehicle. To find an insurance company, consult the yellow pages of the local telephone directory under "Insurance," and ask friends for recommendations for reputable insurers.
International Driver's License
These are honored in Massachusetts for about 30 days or longer depending on what country you are from, and what visa category you are in. In general, most people will need to apply for a regular Massachusetts license, but call the Registry to find out the details of your specific situation. Be prepared to answer questions about your immigration status, and status at the College.
Obtaining a Massachusetts Driver's License
A valid driver's license is required in order to drive any vehicle in the United States. If you need to apply for one, consult the Driver's License Manual which is available at the Registry of Motor Vehicles, located at the following address:
REGISTRY OF MOTOR VEHICLES
420 Curran Memorial Highway
North Adams, MA 01247
(800) 858-3926 From 413/508/978 Area
(617) 351-4500 From 617/781 Area
www.mass.gov/rmv/
Directions: Follow Rt. 2 east into North Adams. Turn right to downtown just before the overpass. At the bottom of the hill at the light take a right hand turn. Follow this road until you see the Registry of Motor Vehicles on your left (approx. 1 mile).
The first step in the issuance of a driver's license is for you to obtain a Learner's Permit. To do this, you will be required to take a written exam, a vision and color test and pay a small fee. Once you have completed this step, you have six months to apply for your driver's license and schedule your road test.
Once you have a Massachusetts license, you can drive anywhere in the U.S. because the driving laws are quite similar throughout the country. However, if you are planning to stay in another state for an extended period of time, you should check about transferring your license to that state's and becoming more familiar with their driving laws. Some states recognize the license granted by another state only for a limited period of time, such as 30 days.
Driving while intoxicated
In Massachusetts there are strict laws governing alcohol consumption for anyone under 21 years of age. In addition, driving a vehicle under the influence is against the law. There are strict penalties including, loss of license and even a jail term if you are involved in a fatal accident. So REMEMBER, if you have consumed alcohol at a private party or anywhere else, DO NOT OPERATE A VEHICLE. Call a taxi or ask a friend to drive you home.
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MONEY MANAGEMENT
Transferring Funds
Opening a Bank Account
Other Banking Services
Banks in Williamstown
Managing your finances is one of the most important and challenging aspects of a successful and enjoyable academic experience. Dealing with a new currency and cost of living are the beginning of the challenge. Before you leave home, pay attention to the exchange rate between your country's currency and the U.S. dollar. Learn to think in dollars.
Take a close look at your SEVIS I-20 or DS-2019 and prepare a budget for yourself based on the estimated expenses on the form. Use the list below to help you think about all the possible expenses you may have.
| • Tuition | • Rent |
| • Health Insurance | • Transportation |
| • Clothes | • Taxes |
| • Recreation | • Fees |
| • Meals (often called "board") | • Books |
| • Communications | • Personal expenses |
| • Family expenses | • Travel |
Transferring Funds
Bring enough money to meet the initial costs of getting to campus and at least one month's expenses. Traveler's checks are the safest way to carry money, but be sure to record the check numbers and keep the record separate from the checks. Do not carry large amounts of cash.
You will need to transfer larger amounts of money for your expenses for the year. Several options exist and you will need to check with banking Institutions in the Williams College area to see what options are available to you. You should also learn whether your country has restrictions on sending money abroad.
The best ways to carry or transfer money are:
• Traveler's checks (in U.S. dollars);
• A bank check (also called a cashier's check) drawn on a U.S. bank in U.S. dollars;
• A "wire transfer" from your bank at home directly to Williams College (to pay tuition and board bills) or to a U.S. bank.
Avoid checks in U.S. dollars drawn on a foreign bank. Such checks take much longer to "clear" than do checks drawn on U.S. banks or even checks in your home currency drawn on a bank at home. Remember that until a check clears, you will not have access to the money it represents.
Opening a Bank Account
Once you arrive on campus, you will want to open a bank account at a local bank. It is sometimes possible to set up an account from abroad, and some international financial Institutions allow you to write U.S. dollar checks on funds deposited abroad; but most local banks in the United States will want you to come in personally to set up your account. When you do so, bring your student identification, your passport, and the funds you wish to deposit.
Banks offer many different financial services. You may wish to compare the services and costs of several banks before choosing one at which to open an account. One bank may be more conveniently located than others, another may have more automated teller machines (ATMs) around town; a third may charge less to maintain a checking account; a fourth may allow you to do your banking from home via computer. Banks are competing for your business, so don't be shy about asking questions.
A checking account will allow you to write checks to make purchases and pay bills. Most retailers and service providers will accept a personal check drawn on any U.S. bank (it need not be a local bank) as long as you can show appropriate identification (passport, student identification card, or driver's license).
By using checks, it is easy to keep records of your purchases and payments. At most banks you need not keep a substantial sum (or "balance") in the account—just enough to cover your checks and any fees the bank charges to maintain the account. Many banks offer "overdraft protection," enabling you to write a check that exceeds your balance with the understanding that you will pay interest on the overdraft amount. Finally, checking accounts have the advantage of providing you with immediate access to your funds.
Unlike most checking accounts, savings accounts earn interest on the balance in the account. If you plan to bring money for the entire academic year or for your entire academic program, you should be sure that your money earns interest! You can withdraw money from an ordinary savings account, but you cannot do so by writing a check.
Many banks offer so-called NOW (notice-of-withdrawal) accounts that combine the features of checking and savings accounts. With a NOW account, you may write a certain number of checks each month; such accounts can be very handy for students who maintain a relatively high balance and write relatively few checks.
Many students open a savings account and a checking account at the same bank so that they can transfer money from the interest-bearing savings account into their checking account as they need it.
Certificates of deposit (CDs) pay higher rates of interest than savings accounts, but your deposits must be made in certain amounts (usually in increments of $1,000 or more) and must remain in the bank for a specified period of time (usually a minimum of three months) before you can use them. The penalties for withdrawing money before the specified time has elapsed can be quite substantial. A CD account makes sense if you bring money that you will not need right away.
Other Banking Services
A safety deposit box, available at most banks, is a good place to store valuable possessions such as the airline ticket for your flight home, expensive jewelry, foreign currency, and the important documents you bring with you.
A debit card, also known as a checking card, allows you to withdraw or deposit money to your bank account using an automatic teller machine (ATM) and to make purchases at stores that accept the card. Some debit cards carry a credit-card logo (such as Mastercard or Visa), and can be used in place of a check or credit card. Debit cards are not credit cards, however, and they can be used only to the extent that you have funds in the account to which they are linked.
Credit cards will allow you to make purchases even when you have no money immediately available. Banks and other financial Institutions, department stores, and gasoline companies all issue credit cards that can be used to buy goods. You are billed every month and are required to pay at least a portion of your balance each month. If you do not pay the entire amount due, interest (or a "finance charge") accrues on the unpaid balance. The interest rate can be quite high, particularly if you have not yet established your "credit worthiness."
The cost of credit cards varies greatly. The annual fees and interest rates charged by some financial Institutions are much higher than others. Many cards offer premiums or awards linked to the amount you spend using the card. Ask your advisor or fellow students—it really pays to shop around. Once you establish a "credit history," or if you have significant assets, you should be able to obtain a card with a lower interest rate and little or no annual fee.
Credit cards are convenient, but unless you are careful you may be shocked when you get your monthly bill. Keep all your receipts to keep track of what you spend. Debit cards are a better solution for students who have trouble managing their debt. They are as convenient as credit cards but do not allow you to spend more than you have.
Banks in Williamstown
Banknorth Massachusetts, 57 Spring Street (800) 747-7000 www.banknorthma.com
Hoosac Bank, 296 Main Street (413) 458-9503 www.hoosacbank.com
South Adams Savings Bank, 273 Main Street (413) 458-2141 http://www.sasavings.com
Williamstown Savings Bank, 795 Main Street (413) 458-8191 www.williamstownsavings.com
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HOLIDAYS AND TRADITIONS
Holidays Celebrated in America
All of the following holidays are federal holidays, on which government services such as mail delivery, schools, banks and libraries are closed or curtailed. An * next to the holiday indicates that Williams College is officially closed. Some administrative offices may remain open, however, if there is a need to do so. Memorial Day, Columbus Day and Labor Day are holidays when key offices, such as the Dean's Office and Registrar's Office, generally remain open.
New Year's Day* – January 1
Martin Luther King, Jr.'s Birthday – January 15. This official holiday began in 1996 to honor the leader of the civil-rights movement in America during the 1960's.
Memorial Day* – Last Monday in May. This holiday honors all U.S. citizens who have died in wars.
Independence Day* – The Fourth of July. This holiday commemorates the day in 1776 when the American colonists declared independence from Great Britain.
Labor Day* – First Monday in September. A day of recognition for the American laborer.
Columbus Day* – Second Monday in October. A day recognizing Christopher Columbus, who "discovered" North America.
Veterans' Day – November 11. A holiday honoring those who have fought in U.S. wars.
Thanksgiving* – Fourth Thursday in November. This important holiday celebrates the arrival of the Pilgrims to New England in 1620. It is celebrated traditionally with a large meal of turkey, cranberry sauce, bread stuffing, and pie.
Christmas* – December 25. This holiday is both religious and secular in the U.S. It is meant to celebrate the birth of Jesus Christ, but it also happens to be a huge commercial event.
In addition to legal holidays, other days are marked by religious observance, or by purely social fun-making. Some of these are:
Ground Hog Day – February 2. Legend has it that the groundhog, a small burrowing animal that hibernates during the winter months, emerges on February 2. If he sees his shadow (a sunny day) he will be frightened and return to his burrow. This is supposed to indicate six more weeks of wintry weather. If he doesn't see his shadow, then spring is at hand.
Valentine's Day – February 14. On this romantic day, people do something special for their wife/husband, girlfriend/boyfriend. Flowers, chocolates and cards are popular on this occasion.
Saint Patrick's Day – March 17. A day in which the Irish honor their patron saint. The Irish wear green on this day and often celebrate with wild parties/parades.
Easter – A Sunday in early April. A Christian festival celebrating the resurrection of Jesus Christ, Easter is an occasion on which children receive "Easter baskets" filled with chocolates and candies.
Passover – Held usually in April, close to Easter. A religious festival of eight days celebrating the escape of the Jews from Egypt. During this time the Jewish people hold special dinners called "Seders", and participate in several rituals, such as refraining from eating leavened bread.
Mother's Day – Second Sunday in May. On this day Americans honor their mothers by sending flowers, buying small gifts, and taking their mothers out to eat.
Father's Day – Third Sunday in June. Fathers are honored on this day.
Rosh Hashanah and Yom Kippur – Two days in September. The Jewish New Year, the most important Jewish holiday.
Halloween – October 31. A Pagan observance on the evening of All Souls’ Day. A time for dressing up in outlandish costumes, handing out candies to children ("Trick or Treat"), and acting wild.
Hanukkah (or Chanukah) – December. A Jewish festival lasting eight days, marked with parties, games, gifts for children, and the lighting of the nine candles of the menorah, celebrating the re-dedication of the Temple in Jerusalem.
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RELIGIOUS GROUPS AND CHURCHES
Williams College Chaplaincy (413) 597-2483
Bell Tower Meditation Room
(Thompson Memorial Chapel) open daily for meditation
Campus Catholic Liturgy
St. Patrick's Church Sunday, 4:30 p.m.
Christian Fellowship
Dodd Living Room Sunday, 6:30 p.m.
Hindu Prayers
Thompson Chapel Basement as announced
Jewish Association, Shabbat Service and Meal
Jewish Religious Center Friday, 6:30 p.m.
Meditation Society
O'Connel Room as announced
Quaker Meeting
Hopkins 206 Sunday, 11:00 a.m.
Community Bible Church of Williamstown, 160 Bridges Road (413) 458-5556
Web address: www.cbiweb.org
Church Sunday, 9:30 a.m.
Sunday School Sunday, 11:00 a.m.
Midweek small group meeting call for more information
Congregation Beth Israel, 53 Lois Street, North Adams (413) 663-5830
Friday Shabbat 5:00 p.m.
Saturday Shabbat 9:30 a.m.
Monday & Thursday Minion Services 7:30 a.m.
First Baptist Church, Main Street (413) 458-4811
Sunday School
Sunday Worship 10:00 a.m.
First Congregational Church, 906 Main Street (413) 458-4273
Sunday Worship 10:30 a.m.
Sunday Church School 10:30 a.m.
United Methodist Church, 777 Main Street (413) 458-3183
Sunday Morning Worship 10:00 a.m.
Children’s Sunday School 10:15 a.m.
Second Congregational Church, Hancock Road (413) 458-3467
Sunday Morning Worship 9:00 a.m.
Sunday School 9:00 a.m.
St. John's Episcopal Church, 35 Park Street (413) 458-8144
Sunday Eucharist 8:00 a.m. & 10:00 a.m.
Sunday Church School (all ages-thru teenage) 9:00 a.m.
Adult Bible Study TBA
Tuesday Service 9:30 a.m.
Wednesday Service 5:15 p.m.
Saint Patrick's Catholic Church, 45 Southworth Street (413) 458-4946
Sunday Mass 11:15 a.m.
Saturday Mass 4:00 p.m.
Saturday Confession 3:00 p.m.
Saint Raphael's Catholic Church, 207 Cole Avenue (413) 458-4946
Sunday Mass 8:00 a.m. & 9:30 a.m.
White Oaks Congregational Church, White Oaks Road (413) 458-4633
Sunday School (adult classes) 10:00 a.m.
Sunday Morning Worship 11:00 a.m.
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COMMON TERMS AND IDIOMS
| A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z |
A
All-nighter (n) An all-night work session. "To pull an all-nighter" means to work all night at something, without sleeping.
Ammo (n) Ammunition.
ASAP (abbreviation) As soon as possible
At one's fingertips (adv.) Easily recalled or remembered.
B
Babe (n) An attractive woman. Often derogatory.
Baked (adj.) To be high on marijuana.
Bar (n) A place where alcoholic beverages are served.
Bar-B-Q (n) An outdoor cooking party, like a picnic.
To be on top of something (v) To keep up with something
To beat around the bush (v) To speak indirectly, to avoid addressing an issue.
Big shot (n) An important person, or someone who thinks he or she is important.
Big wigs (n) Administrators, people of importance.
To blow someone off (v) To intentionally and rudely ignore someone.
To blow someone away (v) To amaze or impress. Also, to shoot someone with a gun.
To blow something (v) To lose (a favorable chance) as a result of foolishness
The bomb (n) To be the best, to be really cool.
To bomb an exam (v) To do poorly on an exam.
Bombed (adj.) Very drunk or stoned.
To bond (v) To make friends.
To break the ice (v) To begin conversation in an awkward social setting.
To break up (v) To stop dating/hooking up with someone
Broke (adj.) Out of money.
Buck (n) A dollar bill.
Bum (n) A homeless person, a person begging for money on the street.
To bum/to be bummed out (v) To be depressed or sad.
To get busted (v) To be caught by security or police for doing something illicit or illegal.
BYOB (abbreviation) Bring your own bottle (of alcohol); may be included on a party invitation.
Booze (n) Alcohol, usually liquor as opposed to beer.
C
Calling card (n) Prepaid phone-card
Cash (n) Paper currency, as opposed to checks or money orders, or change.
To cash (v) To redeem cash from a check or money order.
To catch up (v) To do everything that was supposed to be done earlier
Change (n) Coins (penny: 1 cent, Nickel: 5 cents, dime: 10 cents, quarter: 25 cents, half-dollar: 50 cents).
To chat (v) To talk.
Chauvinism (n) A prejudiced belief in the superiority of one's own group.
Check, cheque (n) A signed piece of paper redeemable for cash at a bank. Used by individuals to pay for many items and services in lieu of cash.
To be caught red-handed (v) To be observed in the act of doing something illicit or illegal.
To check out (v) To sign out a book from the library; to pay for purchases in a store; to try to find out about something.
Chic (adj) In good style, stylish
To chill out (v) To relax, to calm down.
To click (v) To have something suddenly make sense, to suddenly get along well with someone.
Clique (n) A tight-knit social group, usually a close group of friends who tend to resist outsiders.
Common room (n) The room that everyone who lives in the suite can use
Cool (exclamation) OK, good.
Cop (n) Police officer. A slang (and somewhat derogatory) term. Do not use this term when speaking to a police officer!
Crack (n) Cocaine product, a dangerous and highly illegal drug.
To cram (v) To study hard the night before an exam.
Crap (n) Garbage, nonsense, excrement.
Crappy (adj) Of very low quality
Crunchtime (n) The end of semester when there is a lot of schoolwork
Crush (n) A strong but short-lived feeling of love for someone
To cut (v) To skip a class, to not go to a class.
D
To date (v) To see someone in a social, personal, romantic fashion.
Date (n) A person one sees in a social, personal, romantic fashion.
Diesel (n) Petrol, fuel for trucks and certain automobiles.
Diesel (adj.) Extremely strong, tough, powerful.
Dope (n) Illegal drugs, such as marijuana or hashish. Also, an idiot.
Dork (n) A stupid person, a silly person.
Down in the dumps (adj.) Feeling depressed.
Down to earth (adj.) Practical, straight-forward, "a normal person."
Drag (n) An act of breathing in cigarette smoke (verb: to have a drag)
To drop a course (v) To withdraw officially from a course.
Dude (n) A buddy, friend.
Dude! (exclamation) An exclamation used to expressed wonder, shock, or amazement.
Dumb (adj.) Stupid.
To dump (v) To end a dating relationship; the action (performed by only one person in a couple) of abruptly ending a going-steady relationship.
F
Fad (n) A stylish, and often fleeting, trend.
Feather in your cap (n) A praiseworthy accomplishment.
To feel it in your bones (v) To feel or sense what is going to happen.
Fiend (n) A person addicted to something (e.g. dope fiend)
Final(s) (n) The last exam(s) of a semester.
Flip-flop (n) A type of open shoe, which is usually made of rubber and is held on by the toes and loose at the back
To flip out (v) To lose one's mind
To flirt (v) To engage in subtle behaviors designed to attract the interest and/or affections of someone to whom one is attracted.
Flirt (n) Someone who often behaves in a way which is considered flirtatious, which attracts the attention of the opposite sex.
To flunk (v) To fail a course, to receive unsatisfactory grades (marks).
To freak out (v) To become greatly excited or anxious
G
Gas (n) Gasoline (fuel) for an automobile.
Gay (adj.) Homosexual
To get cold feet (v) To back out of a deal because of nervousness or uncertainty. Most often applied to dating relationships.
To get/be involved with someone (v) To start dating/date someone
To give the cold shoulder (v) To rudely and intentionally ignore someone.
To go fly a kite (v) To go away. Usually a command from one person to another.
To go jump in a lake (v) To go away. Usually a command from one person to another.
To go to pot (v) To deteriorate.
To go downhill (v) To deteriorate.
To go out (v) To go to parties
To go out with someone (v) To be in a romantic relationship with someone, to date
To go steady (v) To officially (i.e. to make known to the general public) and repeatedly date or see someone romantically.
To goof-off (v) To do silly or purposeless things.
Goof-off (n) A person who sometimes does silly or purposeless things.
Gonzo (adj.) Crazy, extremely daring.
Grade (n) Mark, an indication of performance in a class as determined by the professor.
Grass (n) Marijuana.
Guy (n) A man.
Guys (n) A group of men, or, often, a group of people (in this case, gender-neutral).
Gym (n) Gymnasium or physical education building.
H
Half-baked (adj.) An idea or plan not well thought-out.
To hang in there (v) To persevere, to not give up.
To hang on (v) To wait (e.g. Hang on for a minute.)
To hang out (v) To chill, to relax, to spend one's time in a non-productive fashion.
Hangover (n) Sickness/general malaise felt the day after heavy drinking.
Hassle (n) Something troublesome, a nuisance.
To hassle (v) To deliberately be troublesome to someone.
To have a bone to
pick with someone (v) To have cause to argue or disagree.
To have a crush on someone (v) To be infatuated with someone
Hick (n) A person from a rural area (derogatory), often perceived to be uneducated.
Hickey (n) A mark left on the skin from kissing.
High (adj.) Intoxicated by a drug.
Hip (adj.) Trendy, fashionable.
To hit on someone (v) To try to pick up or hook up with someone
To hit the books (v) To study.
To hit the road (v) To leave.
To hold on (v) To wait (e.g. Hold on for a second. I'll get a pen.)
To hold one's horses (v) To be calm or patient.
To hook up (v) To form a romantic or sexual relationship with someone, usually fleeting with merely sexual intent and formed at a party.
Howdy (exclamation) Hello. Originally a contraction of "How do you do." Carries a connotation of lack of culture or sophistication, as it is a term perceived to be used by uneducated lower-class and working-class people.
Hung Over (adj.) Having a hangover.
I
I.D. (n) Identification or identification card
J
Jello shots (n) Jello prepared with alcohol instead of water.
Jerk (n) A mean or nasty person.
Jock (n) An athlete, someone whose social persona is built around the sport they play.
Junk mail (n) Unsolicited mail which aims to sell you something.
K
Keg (n) A large aluminum drum used for storing large quantities of beer.
To kick ass (v) To be very good at something
To know the ropes (v) To be familiar with the details of something.
L
Lab (abbreviation) Laboratory.
Late night (n) The last party on campus
Lemon (n) A bad buy or purchase. (Cross-reference with Citroen automobiles.)
To let one's hair down (v) To relax, to behave informally, to party, usually contrasted to a staunch, official or professional attitude.
To let the cat
out of the bag (v) To reveal a secret, thus ruining a surprise.
Lift (n) A ride, transportation.
Like (interjection) A nonsensical use of the word "like," used as a fill-in word, such as "Uh" or "Um". A common feature of the speech of many young people.
M
To make a move (v) To talk to the person you want to date
To make ends meet (v) To make one's expenses meet (not exceed) one's income.
To make up (v) To apologize after a fight; to do an assignment after it was due.
To make out (v) To kiss, engage in foreplay
Mall (n) A cluster of stores in one large building.
Memo (n) A brief note. Abbreviation of "memorandum."
Midterm (n) An exam given in the middle of a semester.
Moose (n) A large mammal, considerably larger than a deer or elk but similar in body shape, with large antlers, which inhabits local forests.
N
Neat (adj.) Cool, interesting. Conveys positive approval of something.
Nerd, geek, square (n) Someone who studies a lot, someone who is excessively academic.
O
OK (exclamation) All right, a term of approval.
On a shoestring (adv.) Supported by very little money.
On the ball (adj.) To be with-it, to be focused and productive.
Once in a blue moon (adj.) Seldom, infrequently. A blue moon is defined as the second full moon in a given month (hence, a rare occurrence).
Out of it (adj.) To have one's mind far-away or preoccupied, to feel sick or generally unwell.
Over my dead body (exclamation) Not if I can stop it!
To overdraw (v) To withdraw more money than one has in one's account. Accompanied by a heavy fee.
P
Paranoid (adj, n) Someone who does not trust people
Party animal (n) Someone who goes out a lot
Party pooper (n) Dull and unfriendly person who does not enjoy being with other people, spoils their fun, etc.
To pass out (v) To faint, lose consciousness, usually because of consuming too much alcohol
Payslip (n) The piece of paper you use for punching in and out
Plastered (adj.) Very drunk.
Peeping Tom (n) A person who covertly observes others in private activities.
Peoplesoft (n) Registration software at Williams
Phony (adj.) Fake.
To pick someone up (v) To establish a romantic or sexual relationship with someone new, usually a fleeting relationship formed at a party.
Pick-up game (n) An informal game of basketball or soccer.
Piece (n) Slang term for gun.
The Pill (n) Contraceptive birth control pill. (Slang.)
Pine (n) Same as Unix
To play second fiddle (v) To be second in importance.
Possum (n) An exceptionally ugly and reclusive local mammal.
Pot (n) Marijuana.
Prick (n) A mean or nasty person. Other (highly obscene) definitions exist.
To procrastinate (v) To delay repeatedly and without good reason in doing
something that must be done (noun: procrastination)
Psyched (adj.) Excited about something to come.
Psyched-out (adj.) Intimidated.
To pull one's leg (v) To chide or tease someone.
To pull some strings (v) To use influence to get what you want.
To pull the wool
over someone's eyes (v) To deceive or mislead someone.
To punch in/out (v) to check in/out from work
To put one's foot
in one's mouth (v) To make an embarrassing mistake.
Q
Quad (n) A square open place with buildings around
Queer (adj.) Homosexual
Quiz (n) A short test, usually given without warning.
R
Raccoon (n) A mammal approximately the size of a medium-sized dog which likes to forage in trash cans. Sometimes rabid.
To rain cats and dogs (v) To rain heavily.
Redneck (n) A person who lives in a rural area (derogatory), especially the west and the southeast; often perceived to be uneducated.
Retard (n) A really stupid person (offensive)
Ride (n) Transportation, usually in a car.
To rip off (v) To charge an excessively high price, to cheat.
To rock (v) To be really good; to be successful in something
Row house (n) Terraced house (Perry, Wood, etc.)
RSVP (abbreviation of the French "Repondez s'il-vous-plait") Please reply.
To run around with (v) To be friends and share activities with someone.
S
Schmuck (n) Jerk (see “prick”)
To scope (v) To investigate, to covertly observe physically attractive people.
Selfreg (n) Software used for registering for courses
To be set (v) To be ready, prepared, finished, done.
Shaky (adj.) Uncertain, undependable
To shoot hoops (v)To play basketball for fun
To shoplift (v) To secretly steal from a store. Can lead, if caught, to prosecution.
Shot (n) A small glass of liquor.
Show (n) A movie in a movie theater, or a play in a theater.
Silly (adj.) Stupid, dumb
Sip (n) A very small amount of drink (verb: to have a sip)
To skip (v) To not go to a class, to cut a class.
Skunk (n) A small black and white striped animal which inhabits local forests and tends to wander into town. Possesses a gland in its tail which is capable of expelling an extraordinarily unpleasant and long-lasting smell when the animal feels in danger.
Solid (adj.) Okay, certain, dependable, etc.
To space out (v) To not pay attention, to become preoccupied.
To smoke up (v) To smoke marijuana
Spam (n) Unwanted e-mail which aims to sell you something. Also, an unsavory form of canned meat.
Spaz (n) An energetic, hyper person.
To spill the beans (v) To unintentionally reveal a secret, thus ruining a surprise.
To split (v) To leave.
Stag (n) Slang term for a man; to go stag is to go to a dance or party without a date.
Stale (adj.) Old, unpleasant.
Stoned (adj.) High on marijuana.
Straight-forward (adj., adv.) To deal with something in a direct manner, to speak openly.
Straight-up (adj.) Directly, to speak concisely and truthfully, with the truth a higher concern than the effect it may have on the listener.
Stressed out (adj.) Tense, under pressure.
Stuff (n) Things, material affairs or possessions.
Stuffed shirt (n) A pompous person.
T
Tank top (n) A top without sleeves which is made of very light material and worn in very hot weather
That sucks! (exclamation) That's really bad, unpleasant, unwanted, etc.
Thrilled (adj.) Excited, enthusiastic
Traditional beverages (n) Soda, beer
Trashed (adj.) Really drunk, stoned, wasted.
U
Unix (n) Email software at Williams
W
Wacko (n) A strange person
Wacky (adj.) Something strange, odd
Weed (n) Marijuana.
Weird (adj) Bizarre, unusual, odd
Weirdo (n) A strange person
Whatever (exclamation, interjection) Used to express boredom, impatience, a lack of concern, laziness, frustration, and a common slang term used by young people to demonstrate superiority over something by expressing that one doesn't care.
To wing it (v) To attempt to do something without prior preparation or knowledge.
White board (n) Board on doors for leaving messages, also used in classrooms
To withdraw (v) To stop taking a class or to officially leave school for the semester or year. Also, to remove money in the form of cash from a bank account.
Women's Lib (n) The feminist movement, short for Women's Liberation.
To work out (v) To exercise (noun: workout)
Z
To zone out (v) To become preoccupied, to lose focus.
Zonked (adj.) Very tired, sleeping soundly.
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